Associate Credit Analyst - Moody's Local

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. 

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

Skills and Competencies

• 3+ years of experience with credit analysis primarily, passionate about corporate finance entities and transactions.
• Demonstrates knowledge of Word and PowerPoint; Microsoft Excel skills is required.
• Validated and well-developed analytical and modelling skills.
• Strong written and verbal communication capabilities in Portuguese and English.
• Ability to lead exciting priorities within deadlines.
• Ability to adapt to a changing environment and prioritize tasks accordingly.
• Python programming & Visual Basic for Applications knowledge is a plus.

Education

• Undergraduate/first-level degree (E.g. Bachelor’s degree) required, such as economics, accounting, engineering, business administration, statistics, actuarial science.

Key Responsibilities

• Conduct quantitative assessment of financial statements and economic/market data, as well as analysis of bond indentures, liquidity agreements, financial statements, and other legal documents.
• Conduct initial and on-going credit analysis on a dedicated portfolio of companies and transactions.
• Actively monitor the portfolio and make recommendations for rating transitions in a timely fashion.
• Present credits effectively, accurately and comprehensively in rating committees and other internal analytical meetings, formulate a coherent credit rationale and present this rationale in a persuasive fashion.
• Demonstrate credit rating judgment as evidenced by the ability to distinguish among different entities and transactions at different credit ratings levels.
• Produce timely and relevant research on specific issuers, general credit trends, or sector related issues that is in-depth, high quality, insightful and focused.
• Build and maintain relationships with investors, advisors, and issuers.
• Develop Moody's Local Brasil franchise through intermediary marketing and visibility initiatives.
• Lead issuer meetings, including presenting key credit rating factors effectively and asking probing questions that result in substantive dialog about key credit issues.

About the team

The Associate Credit Analyst/ML role provides an opportunity to make a significant contribution to the success of Moody’s Local, by leading a portfolio of issuers within Corporate Finance Group. The candidate will work on the credit analysis of new and existing issuers from Moody´s Local Brasil.
#LI-Hybrid

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.